Dealing with debt can feel like a heavy burden, especially when you’re unsure where to turn for help. Luckily, there are practical solutions and resources that can guide you through challenging financial times.
In this blog, we’ll cover several key resources that can provide meaningful help with debt management, all covered in the LEAP/ IncomeMax Self-Help Checklist.
You’re not alone in facing financial difficulties; many people are in the same boat. To offer a helping hand, IncomeMax and LEAP have created the LEAP / IncomeMax Self-Help Checklist. This resource aims to provide you with comprehensive tools and information to manage your financial worries.
The checklist is filled with live links to helpful tools, information, and organisations that can make a significant difference. Whether you’re struggling with Universal Credit, Cost of Living support, or other financial concerns, the checklist offers clear guidance and direct paths to potential financial relief. It’s designed to be a straightforward starting point, enabling you to identify areas where you might qualify for additional support and how to apply for it.
Facing debt can be a lonely and stressful experience, but National Debtline is here to walk this journey with you, offering free and impartial debt advice. Here’s how National Debtline can support you:
When you reach out, you’ll be connected directly to one of their expert debt advisors. These advisors understand the pressure you’re under and aim to provide immediate assistance.
They will help you create a budget tailored to your circumstances, to assist with finding suitable debt solutions.
They’ll work with you to develop a long-term plan, focusing on manageable steps to regain financial control.
They offer continuous support and adjustments to your plan as needed.
Juggling multiple debts can seem impossible! PayPlan understands this struggle and aims to reduce your financial stress so that you can focus on living comfortably. Here’s how PayPlan can help with debt management:
You can choose how to get help—from telephone calls to Live Chat or WhatsApp.
They help you create a straightforward, effective budget that highlights your spending, making it clear where you can allocate funds.
PayPlan will suggest debt solutions that are uniquely suited to your situation.
They don’t just offer a quick fix! PayPlan supports you on your journey, ensuring you stay on track.
Debt Camel’s aim is to make debt management accessible and understandable for everyone. Here’s how Debt Camel can assist you:
Debt Camel talks about the real issues that worry people, with really straightforward advice.
Debt Camel breaks down complicated topics without jargon and uses relatable language.
Debt Camel ensures you know where to go for deeper insights and practical help, making your debt management journey clearer and less stressful.
With regular updates on financial news, Debt Camel ensures you stay informed about the latest developments that might impact your financial situation.
If you are based in Scotland, Advice Scotland can be an invaluable resource. They provide tailored support and guidance suited to your specific financial challenges, ensuring you have the right tools to manage your debt effectively. Here’s what Advice Scotland offers:
From mortgage arrears to credit card debt and HMRC debts, they cover a wide range of issues.
They offer guides and links to online tools, helping you manage your debts practically.
Their resources include ideas to maximise your income, making every pound work harder.
Learn how to draft a budget that helps you control your spending and redirect funds toward debt repayment.
MoneySavingExpert, founded by Martin Lewis, is dedicated to helping you cut costs and manage your finances efficiently. It’s a go-to resource for anyone looking to make the most of their money!
Here’s how MoneySavingExpert can support you:
Their detailed guides, such as the Money Makeover Guide, offer step-by-step advice on managing your finances better.
Engage with a large community of like-minded individuals who share tips and advice, providing a support network as you manage your debt.
Discover the best deals and offers, helping you save money and reduce your expenses.
Benefit from thoroughly researched advice on a wide range of financial topics, ensuring you’re making informed decisions.
All this information might feel overwhelming, especially when you’re already under a great deal of financial stress. To make the first step easier, consider arranging a LEAP energy advice call with us. Our dedicated advisors are ready to provide personalised assistance and guide you through the initial stages of managing your debt.
